{"id":26650,"date":"2022-03-07T00:56:18","date_gmt":"2022-03-07T05:56:18","guid":{"rendered":"https:\/\/www.johntalk.com\/infografika-jak-zarzadzac-zakupami-kapitalu\/"},"modified":"2022-03-07T00:56:18","modified_gmt":"2022-03-07T05:56:18","slug":"infografika-jak-zarzadzac-zakupami-kapitalu","status":"publish","type":"post","link":"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/","title":{"rendered":"INFOGRAFIKA: Jak zarz\u0105dza\u0107 zakupami kapita\u0142u"},"content":{"rendered":"<p>Buduj\u0105c i rozwijaj\u0105c swoj\u0105 firm\u0119 z przeno\u015bnymi toaletami, b\u0119dziesz musia\u0142 zainwestowa\u0107 w sprz\u0119t \u2014 jednostki, zlewozmywaki, ci\u0119\u017car\u00f3wki, a mo\u017ce nawet grunt i powierzchni\u0119 magazynow\u0105. W zale\u017cno\u015bci od wielko\u015bci i cz\u0119stotliwo\u015bci tych zakup\u00f3w kapita\u0142owych, z du\u017cym prawdopodobie\u0144stwem b\u0119dziesz korzysta\u0107 z pewnego rodzaju finansowania.<\/p>\n<p>Jakie rodzaje finansowania s\u0105 dost\u0119pne? Kt\u00f3ra opcja lub opcje s\u0105 najbardziej sensowne dla Twojej firmy? Oto pytania, na kt\u00f3re chcemy Ci pom\u00f3c. Dlatego przygotowali\u015bmy t\u0119 infografik\u0119, aby s\u0142u\u017cy\u0107 jako punkt odniesienia podczas zarz\u0105dzania zakupami kapita\u0142u dla Twojej firmy.<\/p>\n<p><strong> <\/strong> <\/p>\n&#13;\n<div class=\"wp-block-image\">&#13;\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-scaled.jpg\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-11286 size-full\" src=\"https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-scaled.jpg\" alt=\"Jak zarz&#x105;dza&#x107; zakupami kapita&#x142;u\" width=\"1978\" height=\"2560\" srcset=\"https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-scaled.jpg 1484w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-232x300.jpg 232w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-791x1024.jpg 791w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-768x994.jpg 768w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-1187x1536.jpg 1187w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-1583x2048.jpg 1583w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-113x146.jpg 113w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-39x50.jpg 39w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-58x75.jpg 58w, https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-371x480.jpg 371w\" sizes=\"auto, (max-width:767px) 480px, (max-width:1978px) 100vw, 1978px\" \/><\/a>&#13;\n<\/figure><\/div>&#13;\n&#13;\n<p><em>Podoba Ci si\u0119 ta infografika? Podziel si\u0119 nim ze znajomymi i wsp\u00f3\u0142pracownikami!<\/em><\/p>&#13;\n<\/p>\r\n<h2 aria-hidden=\"true\">\u00a0<\/h2>\r\n<h2 class=\"wp-block-spacer\" style=\"height: 30px;\" aria-hidden=\"true\"><strong>How to Manage Capital Purchases<\/strong><\/h2>\r\n<h4><strong>Bank Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>Funds loaned at interest by a bank for a certain period<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Low, fixed interest rates<\/li>\r\n \t<li>Predictable monthly payments<\/li>\r\n \t<li>Helps build business credit<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Lots of paperwork<\/li>\r\n \t<li>Long approval process<\/li>\r\n \t<li>Requires strong credit<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Determine if you qualify<\/li>\r\n \t<li>Decide on the type of loan<\/li>\r\n \t<li>Compare lenders<\/li>\r\n \t<li>Gather documents &amp; apply<\/li>\r\n<\/ol>\r\n<h4><strong>Line of Credit (LOC)<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A flexible loan that consists of a defined amount of money that can be borrowed as needed<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Funds can be accessed when needed<\/li>\r\n \t<li>Enables purchasing flexibility<\/li>\r\n \t<li>Helps build business credit<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Qualifying can be difficult<\/li>\r\n \t<li>May come with a low borrowing limit<\/li>\r\n \t<li>Extra charges &amp; fees can add up quickly<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Review your credit score &amp; finances<\/li>\r\n \t<li>Compare your options<\/li>\r\n \t<li>Check the requirements<\/li>\r\n \t<li>Calculate the costs<\/li>\r\n \t<li>Gather documents &amp; apply<\/li>\r\n<\/ol>\r\n<h4><strong>Commercial Real Estate Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A mortgage secured by a lien on commercial property as opposed to residential property<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Faster &amp; easier approval process<\/li>\r\n \t<li>Shorter terms<\/li>\r\n \t<li>More room for negotiation<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>High interest rates<\/li>\r\n \t<li>Higher down payments and closing costs<\/li>\r\n \t<li>Not available to new investors<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Identify a property &amp; put it under contract<\/li>\r\n \t<li>Prepare your financial package<\/li>\r\n \t<li>Submit financial package for a quote<\/li>\r\n \t<li>Choose a loan product<\/li>\r\n \t<li>Due diligence &amp; closing<\/li>\r\n<\/ol>\r\n<h4><strong>Equipment Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A loan used to purchase business-related equipment<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>No collateral requirement<\/li>\r\n \t<li>Flexible terms of repayment<\/li>\r\n \t<li>Total ownership of equipment once the loan is repaid<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>High interest rates<\/li>\r\n \t<li>Equipment could become obsolete or depreciate by the time the loan is paid off<\/li>\r\n \t<li>Usage is restricted to equipment<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Review your credit score &amp; finances<\/li>\r\n \t<li>Have a solid business plan<\/li>\r\n \t<li>Update your personal resume<\/li>\r\n \t<li>Gather cash flow statements\/documents &amp; apply<\/li>\r\n<\/ol>\r\n<h4><strong>Asset-Based Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A loan that uses existing company assets as security<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Ownership of existing assets is maintained as long as you remain in good standing<\/li>\r\n \t<li>Makes capital immediately available<\/li>\r\n \t<li>Enables purchasing flexibility<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>High interest rates<\/li>\r\n \t<li>Assets are forfeited if you default on payments<\/li>\r\n \t<li>Doesn\u2019t immediately increase the value of the company<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Identify the assets you will offer as collateral<\/li>\r\n \t<li>Apply with a lender<\/li>\r\n \t<li>Make a preliminary commitment<\/li>\r\n \t<li>Go through an asset audit<\/li>\r\n<\/ol><p>\n<\/p>\r\n<div style=\"padding: 15px; margin-bottom: 15px; background: #ADDFFF; border: 1px solid #ddd; width: 85%;\" align=\"center\">\r\n<h3><strong>Get the JohnTalk &#8222;ALL-ACCESS PASS&#8221; &amp; become a member for FREE!<\/strong><\/h3>\r\n<p>Benefits Include: Subscription to JohnTalk Digital &amp; Print Newsletters \u2022 JohnTalk Vault In-Depth Content \u2022 Full Access to the JohnTalk Classifieds &amp; Ask a PRO Forum<\/p>\r\n<p><a href=\"https:\/\/www.johntalk.com\/member-benefits\/\" target=\"_blank\" rel=\"noopener noreferrer\">Click here to learn more.<\/a><\/p>\r\n<\/div>\r\n<p>&#13;\n<p><em>Chcesz przenie\u015b\u0107 swoj\u0105 firm\u0119 z przeno\u015bnymi toaletami na WY\u017bSZY POZIOM? <a href=\"http:\/\/www.jtoperationsguide.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pobierz nasz BEZP\u0141ATNY przewodnik: \u201eTw\u00f3j przewodnik po prowadzeniu firmy z przeno\u015bnymi toaletami\u201d.<\/a><\/em><\/p>&#13;\n<p><\/p>\r\n\r\n&#13;\n<p><em>My\u015blisz o wej\u015bciu do bran\u017cy przeno\u015bnych toalet? <a href=\"http:\/\/www.jtstartupguide.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pobierz nasz BEZP\u0141ATNY przewodnik: \u201eTw\u00f3j przewodnik po rozpocz\u0119ciu dzia\u0142alno\u015bci w zakresie przeno\u015bnych toalet\u201d.<\/a><\/em><\/p>&#13;\n<p><\/p>\r\n\r\n<\/p>\r\n<h2 aria-hidden=\"true\">\u00a0<\/h2>\r\n<h2 class=\"wp-block-spacer\" style=\"height: 30px;\" aria-hidden=\"true\"><strong>How to Manage Capital Purchases<\/strong><\/h2>\r\n<h4><strong>Bank Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>Funds loaned at interest by a bank for a certain period<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Low, fixed interest rates<\/li>\r\n \t<li>Predictable monthly payments<\/li>\r\n \t<li>Helps build business credit<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Lots of paperwork<\/li>\r\n \t<li>Long approval process<\/li>\r\n \t<li>Requires strong credit<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Determine if you qualify<\/li>\r\n \t<li>Decide on the type of loan<\/li>\r\n \t<li>Compare lenders<\/li>\r\n \t<li>Gather documents &amp; apply<\/li>\r\n<\/ol>\r\n<h4><strong>Line of Credit (LOC)<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A flexible loan that consists of a defined amount of money that can be borrowed as needed<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Funds can be accessed when needed<\/li>\r\n \t<li>Enables purchasing flexibility<\/li>\r\n \t<li>Helps build business credit<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Qualifying can be difficult<\/li>\r\n \t<li>May come with a low borrowing limit<\/li>\r\n \t<li>Extra charges &amp; fees can add up quickly<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Review your credit score &amp; finances<\/li>\r\n \t<li>Compare your options<\/li>\r\n \t<li>Check the requirements<\/li>\r\n \t<li>Calculate the costs<\/li>\r\n \t<li>Gather documents &amp; apply<\/li>\r\n<\/ol>\r\n<h4><strong>Commercial Real Estate Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A mortgage secured by a lien on commercial property as opposed to residential property<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Faster &amp; easier approval process<\/li>\r\n \t<li>Shorter terms<\/li>\r\n \t<li>More room for negotiation<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>High interest rates<\/li>\r\n \t<li>Higher down payments and closing costs<\/li>\r\n \t<li>Not available to new investors<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Identify a property &amp; put it under contract<\/li>\r\n \t<li>Prepare your financial package<\/li>\r\n \t<li>Submit financial package for a quote<\/li>\r\n \t<li>Choose a loan product<\/li>\r\n \t<li>Due diligence &amp; closing<\/li>\r\n<\/ol>\r\n<h4><strong>Equipment Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A loan used to purchase business-related equipment<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>No collateral requirement<\/li>\r\n \t<li>Flexible terms of repayment<\/li>\r\n \t<li>Total ownership of equipment once the loan is repaid<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>High interest rates<\/li>\r\n \t<li>Equipment could become obsolete or depreciate by the time the loan is paid off<\/li>\r\n \t<li>Usage is restricted to equipment<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Review your credit score &amp; finances<\/li>\r\n \t<li>Have a solid business plan<\/li>\r\n \t<li>Update your personal resume<\/li>\r\n \t<li>Gather cash flow statements\/documents &amp; apply<\/li>\r\n<\/ol>\r\n<h4><strong>Asset-Based Loan<\/strong><\/h4>\r\n<h5><strong>What is it?<\/strong><\/h5>\r\n<p>A loan that uses existing company assets as security<\/p>\r\n<h5><strong>What are the pros?<\/strong><\/h5>\r\n<ul>\r\n \t<li>Ownership of existing assets is maintained as long as you remain in good standing<\/li>\r\n \t<li>Makes capital immediately available<\/li>\r\n \t<li>Enables purchasing flexibility<\/li>\r\n<\/ul>\r\n<h5><strong>What are the cons?<\/strong><\/h5>\r\n<ul>\r\n \t<li>High interest rates<\/li>\r\n \t<li>Assets are forfeited if you default on payments<\/li>\r\n \t<li>Doesn\u2019t immediately increase the value of the company<\/li>\r\n<\/ul>\r\n<h5><strong>How do you get it?<\/strong><\/h5>\r\n<ol>\r\n \t<li>Identify the assets you will offer as collateral<\/li>\r\n \t<li>Apply with a lender<\/li>\r\n \t<li>Make a preliminary commitment<\/li>\r\n \t<li>Go through an asset audit<\/li>\r\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>Buduj\u0105c i rozwijaj\u0105c swoj\u0105 firm\u0119 z przeno\u015bnymi toaletami, b\u0119dziesz musia\u0142 zainwestowa\u0107 w sprz\u0119t \u2014 jednostki, zlewozmywaki, ci\u0119\u017car\u00f3wki, a mo\u017ce nawet grunt i powierzchni\u0119 magazynow\u0105. W zale\u017cno\u015bci<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":277,"featured_media":24307,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[2075],"tags":[2185,2262,2046,2261],"class_list":["post-26650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-biznes-i-zgodnosc","tag-infografika","tag-rozszerzanie","tag-sprzet","tag-wzrost"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>INFOGRAFIKA: Jak zarz\u0105dza\u0107 zakupami kapita\u0142u - JohnTalk<\/title>\n<meta name=\"description\" content=\"Zapoznaj si\u0119 z t\u0105 infografik\u0105, aby uzyska\u0107 wgl\u0105d w sposoby zarz\u0105dzania zakupami kapita\u0142u w firmie zajmuj\u0105cej si\u0119 przeno\u015bnymi toaletami.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"INFOGRAFIKA: Jak zarz\u0105dza\u0107 zakupami kapita\u0142u - JohnTalk\" \/>\n<meta property=\"og:description\" content=\"Zapoznaj si\u0119 z t\u0105 infografik\u0105, aby uzyska\u0107 wgl\u0105d w sposoby zarz\u0105dzania zakupami kapita\u0142u w firmie zajmuj\u0105cej si\u0119 przeno\u015bnymi toaletami.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/\" \/>\n<meta property=\"og:site_name\" content=\"JohnTalk\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-07T05:56:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1484\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"amsjosh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisane przez\" \/>\n\t<meta name=\"twitter:data1\" content=\"amsjosh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Szacowany czas czytania\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/\"},\"author\":{\"name\":\"amsjosh\",\"@id\":\"https:\/\/www.johntalk.com\/it\/#\/schema\/person\/5a041b5ed2d3856ed05f03efb0f9efe1\"},\"headline\":\"INFOGRAFIKA: Jak zarz\u0105dza\u0107 zakupami kapita\u0142u\",\"datePublished\":\"2022-03-07T05:56:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/\"},\"wordCount\":1057,\"commentCount\":1,\"image\":{\"@id\":\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.johntalk.com\/wp-content\/uploads\/2021\/03\/How-to-Manage-Capital-Purchases-scaled.jpg\",\"keywords\":[\"infografika\",\"rozszerzanie\",\"sprz\u0119t\",\"wzrost\"],\"articleSection\":[\"Biznes i zgodno\u015b\u0107\"],\"inLanguage\":\"pl-PL\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/\",\"url\":\"https:\/\/www.johntalk.com\/pl\/infografika-jak-zarzadzac-zakupami-kapitalu\/\",\"name\":\"INFOGRAFIKA: Jak zarz\u0105dza\u0107 zakupami kapita\u0142u - 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